Nisar Ahmad1*, Inayatullah Jan2, Saif Ullah1 and Sidra Pervez1


Opeyemi Eyitayo Ayinde1*, Kayode Ayinde2, Tofunmi Emmanuel Ilori1, Raphael Olanrewaju Babatunde1

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...Also, it was showed that agricultural credit guarantee scheme funds (ACGSF), agricultural policies during structural adjustment period (SAP) and post-structural adjustment period (PSAP) were statistically significant while the agricultural input subsidy scheme was statistically insignificant in their impact on the prices of major staple crops. The study recommended painstaking formulation and implementation of agricultural policies and re-s...

 Shahab e Saqib, Mokbul Morshed Ahmad, Sanaullah Panezai, Hidayatullah, Khalid Khan Khattak’ access to agricultural credit market has been prioritized in agriculture finance policies of Pakistan. The main objectives of this study are to explore farmers’ access to different formal and informal credit sources, and to investigate their credit adequacy and the role of important socio-economic factors in access to credit. The data were collected from 87 farming households in Mardan Tehsil of Mardan District. Questionnaire was the main ...

Muhammad Aslam

...alinized lands, improved agricultural credit and support price policies. Recommendations include improving agricultural research and extension systems, accelerating diffusion and adoption of latest agriculture technologies and inputs, enhancing good quality seed production, improving irrigation water management and improving reclamation and drainage.


Akerele Dare*, Ashaolu Olumuyiwa Fowowe, Sanusi Rahman Akintayo and Egbetade Adedolapo 

Shahab e Saqib1*, Himayatullah Khan2, Sanaullah Panezai3, Ubaid Ali4 and Mazhar Ali5 

...ty is a crucial issue in agricultural credit market, and Pakistan is no exception. The aim of this study is to explore the credit fungibility and credit margin of investment among different farmers’ group in Khyber Pakhtunkhwa. The data were collected from 87 subsistence farmers in Mardan sub-district. Multistage sampling technique was used to select the study area. A standardized questionnaire was used to collect data from farming households’ hea...

 Raza Ullah*, Mariam Rehman*, Maria Anjum*, Muhammad Asif
Kamran**, Khuda Bakhsh***, Abdul Saboor****

...dopt diversification and agricultural credit for risk management are correlated and adopting one risk management tool may make it more likely to adopt the other tool at the same time. Moreover, access to formal sources of information significantly encourages the use of both of the risk management tools to manage farm risk. Based on the information from the bivariate and multinomial probit approaches the agricultural extension educators can also improve their p...

Khalid Khan*1, Muhammad Abdul Kamal2, Saubia Ramazan3, Gulawar Khan4, Gulzar Ali5 and Sheharyar Ahmed

... evaluated the impact of agricultural credit on livestock income in district Lasbela, Balochistan. For assessment, we have used primary and secondary data to test the relationship between agricultural credit and livestock income. The results of the study indicate that agricultural credit help to develop livestock sector and enhance livestock income of the farmers by 65%. Furthermore, the...

Urooba Pervaiz1, Abdus Salam1, Dawood Jan2, Ayesha Khan1 and Mahmood Iqbal

...bility of; cold storage, agricultural credit and certified vegetable seeds, lack of fertilizers and technical knowledge, pest and diseases incidence, improper marketing of produce in the study area.  


Dilshad Ahmad1*, Muhammad Irfan Chani1 and Muhammad Afzal2 

Neelum Andaleeb1*, Munir Khan1, Syed Attaullah Shah1 and Rahmat Ullah2 

...stock farming, access to agricultural credit had positive significant effects on household’s probability to be in the upper income category. Based on the findings, study recommends that the significance of women participation for growth in livestock industry should be recognized in government plans and policies. Non-government organization, working for rural development, should be involved in provision of credit and livestock training facilities to rural...

Essossinam Ali* 

...increasing the amount of agricultural credit would increase fertilizer and DTS use. The study concludes that any implementation of new policies to address climatic risks and food insecurity in the study areas should take into account farm households’ attitudes towards risks. Farmers are encouraged for regular visit to extension services whlie policymakers should give special attention to factors such as credit facilities and market access through develop...

Sarhad Journal of Agriculture


Vol. 35, Iss. 3, Pages 663-1019


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